Planning for a secure future whether for yourself, your family or your business is one of the most important steps you will ever take. It is also important to regularly review your finances, not only to check whether they are on track, but to also take advantage of any developments in legislation and tax law. Lifetime changes such as starting a family, starting your own business, retiring or receiving an inheritance, should also trigger an immediate financial review.

As a Senior Partner Practice of the prestigious St. James's Place, our core values are based on excellence of service and above-all, integrity, so we will provide you with the wealth management solution that you need to satisfy your needs both now and in the future.

We aim to help you:

• Preserve and grow your wealth in a tax efficient way
• Plan for retirement
• Mitigate possible Inheritance Tax liability
• Adequately protect you and your family
• Obtain suitable mortgage advice

We appreciate that you are unique, with your own financial ideals and future aspirations, which is why we will tailor the services and recommendations that we make specifically to you.

Your home may be repossessed if you do not keep up repayments on your mortgage.

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.